What is the withdrawal rate?
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What is the withdrawal rate?

The withdrawal rate is an important indicator to measure the liquidity of financial institutions. It reflects the proportion of deposits withdrawn by customers of a bank or financial institution within a specific period of time. Understanding withdrawal rates can help you assess the stability of financial institutions, make smarter financial decisions, and protect the safety of your assets.

Who is responsible if a credit card is stolen?
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Who is responsible if a credit card is stolen?

If your credit card is stolen, don’t panic! Under Taiwanese regulations, cardholders generally do not have to bear the full amount of losses. Contact the issuing bank immediately, report the case as soon as possible, and retain relevant evidence. Protect your own rights and interests and make credit card fraudsters nowhere to hide!

Can credit cards be used by children?
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Can credit cards be used by children?

It may seem convenient for underage children to use credit cards, but it actually carries hidden risks. Taiwan’s regulations are strict, the application process is cumbersome, and there is a lack of independent repayment capacity. In order to protect the financial security of children, it is recommended that parents carefully evaluate, avoid overspending, and focus on cultivating correct money concepts, which is a wiser choice.

What are financial technologies?
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What are financial technologies?

The financial technology wave is sweeping Taiwan! From mobile payments to smart financial management, technology is reshaping our financial experience. Want to keep up with the latest trends? Do you know how FinTech can improve efficiency, reduce costs, and even create more investment opportunities? Explore now and embrace a more convenient and smarter financial future!

What does sandbox mean?
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What does sandbox mean?

As a Taiwanese, have you ever heard of "Sandbox"? It’s like a digital playground where innovative ideas can be safely tested. Governments and businesses use sandboxes to reduce regulatory risks and accelerate the implementation of new technologies. Want to learn more? Explore now, don't let the opportunity slip away!