金融
ChatGPT's explanation of "finance": Finance refers to the activities of circulation, management and application of funds, which usually involves financial institutions and their businesses such as banks, investments, insurances and securities. The main function of finance is to promote the effective allocation of funds and support economic growth and development.
The scope of finance includes but is not limited to the following aspects:
Banking business: including deposits, loans, remittances and other services.
Investment: involves the buying and selling of financial instruments such as stocks, bonds, funds, etc.
Insurance: Provides risk management and protection services.
Capital Markets: Markets where businesses and governments raise funds through the issuance of stocks and bonds.
For example, when a company needs funds to expand its business, it can raise funds through bank loans or issue shares, which is part of financial activities.
The word finance is derived from the Latin word "financia" which means "finance" or "money". With the development of the economy, the concept of finance has also continued to evolve and has become an indispensable part of the modern economy.